Cash Back Made Simple.
Earn 1.00% cash back on everyday debit card purchases because your money should work as hard as you do.
Plus, we’ll cover your ATM fees nationwide so you can keep more of what’s yours.
Just a few easy steps and you’re in. It's banking that rewards you!
Cash Back Checking Features:
- Checking account that pays 1.00% cash back on everyday debit card purchases*
- No category restrictions on purchases
- Cash back earned on purchases up to $300.00 monthly
- Earn up to $3.00 cash back per month
- No category restrictions on purchases
- Reimbursements on ATM fees nationwide up to an aggregate total of $20.00 per Monthly Statement Cycle.*
- No monthly service charge
- No minimum balance requirements to earn rewards
- Free debit card
- Free financial consultation
- Free telephone banking: 866-DIAL-MY-Dime (866-342-5693)
- Many Online & Mobile Banking services included
- $50.00 minimum deposit to open
View the Monthly Statement Cycle Calendar
Conveniently order checks to go with your account.
How to Get Cash Back:
It’s simple and chances are you’re already doing these things! Each Monthly Statement Cycle*, just:
- Make 12 or more debit card purchases that post and settle.
- Be enrolled and log into Online Banking.
- Electronic Statements (eStatements) - be enrolled and receive your monthly account statement electronically.
Didn’t qualify this time? That’s okay! You’ll have another chance to earn your rewards next month.
*Rates and rewards are accurate as of 04/01/26, are variable, and may change after account is opened. Fees may reduce earnings.
Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Statement Cycle* in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by The Dime Bank as ATM transactions and purchases made with non-The Dime Bank issued debit cards.
The Monthly Statement Cycle ends on the last business day of each month. Transactions made after that date count toward the next month’s cycle.
Reward Information: When your Cash Back Checking account qualifications are met during a Monthly Statement Cycle, you will receive 1.00% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $3.00 cash back may be earned per Monthly Statement Cycle. You will also receive reimbursements up to an aggregate total of $20.00 for nationwide ATM fees incurred during the statement in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within thirty (30) calendar days after the statement cycle where the reimbursement was applicable in order to receive a reimbursement.
When Cash Back Checking account qualifications are not met, no cash back payments are rewarded and ATM fees are not reimbursed.
Cash back payments and ATM fee reimbursements will be credited to your Cash Back checking account on the last day of the Monthly Statement Cycle.
Additional Information: Account approval, conditions, qualifications, limits, timeframes and other requirements apply. A $50.00 minimum deposit is required to open the account. Enrollment in online banking, electronic statements (eStatements), log-on, and debit card transactions are required to meet the account’s qualifications. Limit of one (1) account per Social Security number. There are no recurring monthly service charges or fees to open or close this account.