Your Financial Picture. All in One Place.
Access your financial picture in one place within your online banking account. My Financial Health helps you monitor your credit, protect your identity, track subscriptions, and gain valuable insights to improve your overall financial wellness, all within Online Banking.
My Financial Health replaces My Credit Manager and expands on the tools you already know with even more ways to help you stay informed and protected.
Basic vs. Premium
Choose the option that's right for you. Basic access is included at no cost, with the option to upgrade for additional monitoring and protection features.
Basic
Included at No Cost
- Credit Score (VantageScore® 3.0)
- Monthly Score Updates
- Credit Education Tools
- Dark Web Monitoring
- Personal Information Monitoring
- Subscription Manager
- Financial Health Insights
Premium
$8.99/month
Everything included in Basic, plus:
- 3-Bureau Credit Monitoring & Alerts
- Social Security Number Monitoring
- Change of Address Monitoring
- Identity Theft Insurance
- Identity Restoration Assistance
- Data Broker Removal
- Subscription Cancellation Services
- Student Loan Assistance
- Home Value & Equity Insights
- Credit Building Tools
Get Started
Log in to Online Banking and select My Financial Health to begin exploring your credit, identity protection, subscriptions, and overall financial wellness.
Credit Monitoring
Stay informed with access to your credit score, monthly score updates, and educational tools that help you better understand your overall credit health.
Identity Protection
Monitor personal information and receive alerts when potential identity-related activity is detected. Premium users receive enhanced identity protection features and restoration assistance.
Dark Web Monitoring
Dark Web Monitoring helps notify you if monitored personal information is found through available monitoring services, helping you stay aware of potential risks.
Subscription Manager
View recurring subscriptions and monthly spending in one convenient location, making it easier to understand and manage ongoing expenses.
Home Value & Equity Insights
Premium members can access home value estimates, available equity information, and borrowing insights to better understand their property's financial potential.
Frequently Asked Questions
What is My Financial Health?
My Financial Health is a financial wellness tool available through Online Banking that helps customers monitor their credit, protect their identity, manage subscriptions, and gain insights into their overall financial health.
Will checking my credit score affect my credit score?
No. Viewing your credit score through My Financial Health does not impact your credit score.
What is included at no cost?
Basic access includes a Credit Score (VantageScore® 3.0), Monthly Score Updates, Credit Education Tools, Dark Web Monitoring, Personal Information Monitoring, Subscription Manager, and Financial Health Insights.
What do Premium customers receive?
Premium customers receive everything included in Basic, plus 3-Bureau Credit Monitoring, Credit Alerts, Social Security Number Monitoring, Identity Theft Insurance, Identity Restoration Assistance, Data Broker Removal, Student Loan Assistance, Home Value & Equity Insights, Credit Building Tools, and more.
Do I have to purchase Premium?
No. The Basic version is available at no cost. Premium features are optional and require a paid subscription.
What does a Dark Web alert mean?
A Dark Web alert indicates that monitored personal information may have been detected through monitoring services. It does not automatically mean fraud or identity theft has occurred.
Why does My Financial Health say my information was found online?
My Financial Health monitors publicly available and exposed personal information. The presence of information online does not necessarily indicate fraud, but customers may want to review the details provided by the platform.
Can I track my subscriptions?
Yes. My Financial Health helps identify recurring subscription charges and allows customers to view subscription activity in one convenient location.
Can My Financial Health help me cancel subscriptions?
Subscription visibility is included for all users. Subscription cancellation services may be available as a Premium feature.
Who should I contact with questions?
Customers who have questions about My Financial Health should contact the Customer Experience Center (CXC) for assistance.
Who should I contact for technical support?
Customers experiencing technical issues or functionality concerns with My Financial Health should contact Array Support directly for assistance.
Keep your account information secure.
Protecting your information is a top priority. Read helpful tips to safeguard against falling victim to fraud.
Security Tips