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Kasasa Cash Back®

This checking account at The Dime Bank pays you 1.00% cash back on everyday debit card purchases (not just groceries or gas)!* We’ll even reimburse your ATM fees nationwide, so you can make any ATM your ATM™. All you have to do to qualify are a few simple things that make banking easier anyway.

  • Checking account that pays 1.00% cash back on everyday debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on purchases up to $300.00 monthly
    • Earn up to $3.00 cash back per month
  • Reimbursements on ATM fees nationwide up to an aggregate total of $20.00 per Monthly Qualification Cycle (up to $4.99 per single transaction)*
  • Link to your Kasasa Saver® savings account to build savings quickly*
    • Rewards are transferred automatically
  • No monthly service charge
  • No minimum balance requirements to earn rewards
  • Free debit card
  • Free financial consultation
  • Free telephone banking 866-DIAL-MY-Dime (866-342-5693)
  • Many Online & Mobile Banking services included
  • $50.00 minimum deposit to open

Conveniently order checks to go with your account.

How to Get Cash Back

Earning rewards is simple. In fact, you probably do these things already! To qualify, do the following activities and transactions in your Kasasa Cash Back® account each monthly qualification cycle:
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and receive eStatement notice
That’s it! And if for some reason you don’t qualify, there’s always next month! You can get back to earning your full rewards the very next monthly qualification cycle.

*APY = Annual Percentage Yield. APYs accurate as of 06/03/2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by The Dime Bank as ATM transactions and purchases made with non-The Dime Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 1.00% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $3.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $20.00 (up to $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within thirty (30) calendar days after the statement cycle where the reimbursement was applicable in order to receive a reimbursement.
When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not reimbursed.
Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle.
Additional Information: Account approval, conditions, qualifications, limits, timeframes and other requirements apply. A $50.00 minimum deposit is required to open the account. Enrollment in online banking, electronic statements (eStatements), log-on, and debit card transactions are required to meet the account’s qualifications. Limit of one (1) account per Social Security number. There are no recurring monthly service charges or fees to open or close this account.
If the Kasasa Cash Back account is linked to a Kasasa Saver account, Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each Monthly Qualification Cycle, balances up to $40,000.00 in Kasasa Saver receive 0.90% APY; and balances over $40,000.00 in Kasasa Saver earn 0.30% interest rate on the portion of the balance over $40,000.00, resulting in a range from 0.90% to 0.47% APY (the APY will vary based on account balance). This range assumes a $40,000.01 - $140,000.00 account balance, although higher balances are accepted. If qualifications are not met in Kasasa Cash Back, all balances in Kasasa Saver earn 0.01% APY.
Contact one of The Dime Bank’s service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
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