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Opportunity Account

The Dime Bank's Opportunity Account is a transaction account intended for people who have experienced challenges managing a checking account in the past and are looking to regain their financial strength, plus avoid costly check cashing fees.

  • $25.00 minimum deposit to open, no minimum balance to maintain (after opening deposit)
  • Free Online Banking
  • Free Mobile Banking
  • Free External Transfers and Alerts within online and mobile banking
  • Free Bill Pay and Zelle® within online and mobile banking for U.S. transactions
  • Free eStatements or $2.00 statement mailing fee
  • Free debit card
  • Free telephone banking 866-DIAL-MY Dime (866-342-5693)
  • Free financial consultation
  • Unlimited deposits
The Opportunity Account is simple and easy to maintain with:

  • No overdraft/NSF fees, dormant fees, low balance fees or closing fees
  • No checks – this is a checkless account
  • A $5.00 monthly service charge
The Dime Bank Opportunity Account logo

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Account information at your fingertips.

Free, online eStatements are just like paper statements, except more convenient, environmentally-friendly and secure.

Learn more about eStatements