Man and woman on a lake in kayaks

Platinum Checking

A relationship-based variable rate checking account at The Dime Bank that pays interest in increasingly higher amounts as the account balance increases. This account offers many free online and mobile banking services to save you time and bring you convenience along with benefits such as Platinum CD rates and free checks to put more cash in your pocket!

  • Tiered interest rate checking account that pays you higher interest on higher balances.
    • Minimum $1,000.00 daily balance to earn interest.
    • Tiered interest rates change starting at balances of $1,000.00, $10,000.00, $25,000.00, and $100,000.00.
  • A relationship-based checking account that offers these benefits:
    • Platinum CD rates
    • Unlimited check writing and unlimited deposits
    • Free debit card
    • Free checks for the life of the account (select check styles with one box of checks per order)
    • Free first year safe deposit box rental (up to 3x10)
    • Free financial consultation
    • Free telephone banking 866-DIAL-MY-Dime (866-342-5693)
  • Many Online & Mobile Banking services included
  • Free eStatements or $3.00 statement mailing fee
  • $50.00 minimum deposit to open
Conveniently order checks to go with your account.

To avoid a $20.00 monthly service charge, you must maintain the following:
  • The daily balance in this account must be $10,000.00 or more, OR
  • As of the statement date, your combined deposit account balances (the average ledger balance of your checking account, the average ledger balance of your savings account, the balance of your CD, and the balance of your IRA) must total $20,000.00 or more.
The above Platinum Checking account is a variable rate account and APY may change after account is opened. Fees may reduce earnings.
A man in an office throwing papers in the air while smiling

Account information at your fingertips.

Free, online eStatements are just like paper statements, except more convenient, environmentally-friendly and secure.

Learn more about eStatements